суббота, 28 декабря 2019 г.

Economics of Public Policy - 1186 Words

Daniel R. Lupu ECN 4010 2/18/2012 Economics of Public Policy Test 1 2. In thinking about a market economy and a regulated or planned economy, discuss the difference between â€Å"end-independent† rules or laws in society versus â€Å"end-dependent† rules or laws in society. In what ways would â€Å"end-dependent† rules or laws limit the use of knowledge by people in society, and how does â€Å"end-independent† rules or laws provide opportunity for people to use their different types of knowledge in society? (The distinction between â€Å"end-independent† and â€Å"end-dependent† rules or laws were discussed in class and in the article on, â€Å"Free Markets, the Rule of Law, and Classical Liberalism.†) The difference between â€Å"end-independent† laws and†¦show more content†¦(Don’t be afraid to use supply and demand diagrams in your explain and examples.) Usury Laws can lead to a black market in money lending. These regulations set by the government are intended to â€Å"protect† the citizens from â€Å"greedy† lenders by setting a maximum rate of interest, above which it is illegal to lend money. Lenders charge higher rates of interest to compensate for the amount of risk that can be associated with the transaction, risk being the likely hood of not getting paid in full. Once a usury law is put in effect there becomes a maximum rate at which the lender can lend money. With this maximum rate of interest some potential borrowers will be assumed too risky because it is not legal to charge the rate of interest to compensate the risk associated with lending. This leads to a smaller amount of money available to borrow from legitimate lenders, so often a borrower will turn to a black market lender who will illegally lend them money at a higher rate of interest. Often times the black market lender will use forms of persuasion s uch as bodily harm to the borrower and their family to ensure repayment. This clearly is more dangerous than high interest rates. Below is a supply and demand curve that demonstrates the government interest rate and the black market correlation. 5. Many people are disturbed by the idea of a market for vital body organs such as kidneys. Explain why you think these people findShow MoreRelatedTerm Economics On Public Policy1039 Words   |  5 PagesAssignment #2 Lent Term EC230-Economics in Public Policy Question #1: Imagine you are asked to write a press briefing note six years ago on behalf of Del Monte, Inc and the Government of Ecuador, summarizing in about 200 words the case against the EU s tariff on non†ACP bananas. It is still February 2009. On behalf of Del Monte, Inc. and the Government of Ecuador, we want to reiterate our concern regarding the current European Union Tariff Regime on non-ACP bananas. To begin with, this is a regimeRead MoreSocial And Economic Inequalities Of Public Policy3221 Words   |  13 Pagesand economic inequalities exist in the UK particularly because of discrimination and prejudices resulting in unequal society lacking cohesion and unity. In 2008, a comprehensive analysis to critically analyze and asses the level of social and economic inequality was conducted in the UK, by Professor John Hills who chaired the National Equality Panel created by the government to provide in-depth analysis on the subject. The report presented by the National Equality Panel found out that public policyRead MoreThe American Empire: Exceptionalist Political, Economic, and Public Policies1446 Words   |  6 Pagesthat it had an exceptional part to play in protecting freedom in the world. In the following essay, I will look at the consequences of the American political and economic system as well as its public policies. Furthermore, I claim that America has built itself as an exceptional global empire, through political, economic and public policies, that center on capitalism. There are two parts to this argument. The first is about America’s exceptional global situation in which I will discuss the way in whichRead MoreObesity : A Social And Economic Impact On Public Health Policy Essay1622 Words   |  7 Pages Obesity in Adults: Introduction Obesity is defined as the excessive body fat accumulation that negatively impacts adult health conditions. Overweight and obese BMI is between 25 and 30 and 30. In 2010, obesity is a major public health issue that affects one million overweight adults and 400 million obese worldwide. Obesity is associated with risk factors such as diabetes, cardiovascular disease, cancer, and obstructive sleep apnea etc. (Fock Khow, 2013). â€Å" According toRead MoreEconomic Growth and Public Policy of the Uk: Does the Protectionism Help?2525 Words   |  11 PagesEconomic Growth and Public Policy of the UK: Does the protectionism help? Introduction The effects of globalization have touched all the aspects of life and business today. One aspect is the trading policies between countries. Since the late nineteenth century, the collision started between domestic and foreign industries, which ask governments for measures that could protect local industries, without discouraging the country’s trade relations. The term ‘Protectionism’ was thus introducedRead MoreResearch on the Impact of Economic Growth : Case Study of Malaysia998 Words   |  4 PagesPUBLIC EXPENDITURE POLICIES SHAPE THE ECONOMIC GROWTH IN MALAYSIA Public Expenditure/Public Spending can be defined as any expenses made by government particularly to improve certain areas and discipline. For instance, improving public goods and services, welfare and well-being of the people, government defense forces and civil servants, maintaining our economic stability, reducing inequality of income and reallocation of resources. Bose,Haque,Osborn (2003) where I do believe in their argumentsRead MorePublic Land Policy, And The Wilderness Act Of 1964845 Words   |  4 PagesIntroduction For the past decades, public land policy debates have intensified among scholars, planners, and policy makers. The root of the debates is a question of which types of public lands management can provide better economic benefits to adjacent regions that are referred to gateway communities. For a long time, resource extractive industries – such as mineral, oil, coal, and timber development sectors - have been a primary growth engine for the economic growth in those communities. HoweverRead MoreElectoral Pressures In Africa Case Study1531 Words   |  7 PagesHave electoral pressures of the post-1990 period reshaped the economic policies pursued by African governments? Why or why not? In you answer, be sure to contrast the pre- and post-1990 periods, and use the experience of two African countries to support your answer Electoral pressures and economic policies in Africa: Past records and prospects Introduction: The 1990s represent a period of electoral pressures for most Sub-Saharan African countries as governments faced external influences for politicalRead MorePublic Policy Analysis And Management Should Be My Next Step1490 Words   |  6 PagesDuring an economics lectures the professor said to my class â€Å" I do not know whether the increasing income inequality is an issue or not†. I was perplexed. I thought the goal of Economics, as a social science, was to achieve the maximum welfare of people by using all the resources most efficiently. So how is income inequality that renders many people worse off, not an issue? I knew he did not state his opinion to avoid introducing his bias. However, if everyone in the world were to keep their understandingRead MoreCorporate Internal Policy Interference : A Paramount Determinant Of The Mncs Direct Influence Over Government Policy1547 Words   |  7 PagesSection III – Corporate Internal Policy Interference A paramount determinant of the MNCs direct influence over government policy is the subsystem of government policy development that includes the intense cooperation and competition between external and internal interest groups. This policy subsystem includes powerful structural industry groups that utilize economic power to create alliances in government and directly influence policy development (Eisner, p. 137, 2007). This subsystem is stable in

пятница, 20 декабря 2019 г.

Social Policy Within The Global Economy - 1935 Words

When discussing social policy within the current global economy, it’s quite impossible to ignore the effects of globalisation on nation states but also in the overall global economy in relation to poverty, environmental changes, trade, culture etc. Globalisation is a highly contested term due to its broad definition which causes confusion as to what it actually means (Gills, 2002; Higgot, 1999). Yeates (2002) refers to globalisation as the loosening of boundaries of things such as trade, labour and migration and further goes on to speak of ‘strong’ globalisation to indicate the intensity and inevitable nature especially in relation to the constraints globalisation poses on national governments and the policy making process. Events such as†¦show more content†¦There will also be a heavy focus on transnational corporations as they are seen as one of the most important actors in shaping social policy. It is important to remember that globalisation in not on ly about economic effects but it can also be discussed in relation to political globalisation and how political decisions have shifted due to upwards to the European Union and beyond also cultural globalisation that has seen the ‘Mcdonalization’ of traditional culture into the international culture of consumerism (Ritzer,1993). Ginsburg (2001) looked as social policy within Ireland and the UK and argues that changes that have occurred within the nation state have been due to neo-liberal hegemony. During the 1980’s under the Margaret Thatcher administration there was an adaptation of neo-liberalism as restraints were put on social expenditure, taxation of individuals and corporations and there was an increase in the flexibility of labour markets as the markets are seen as wealth creating mechanisms (Ginsburg, 2001; Cerny and Evans, 2004). The intensification of neo-liberal globalisation has left governments trying to find a balance between competing with demands of economic globalisation whilst also considering the possible economic and

четверг, 12 декабря 2019 г.

Corporation information free essay sample

This section it’s dedicated to provide all the information related to the company that our clients need, and to offer a brief history of how the company was created as a responsible company and providing a service that exceeds our customer’s expectations. Our company recognizes that accomplishment and maintenance of security program is our personal responsibility, therefore, we will have to take initiative and be an example, this way we will maintain our system implemented by different techniques and tools like: Trainings on C-TPAT Security processes described * Security Controled and Registred. * Technology of innovation * Personnel recruited * Internal Audits * Selection of business partners Since we look for  implementation and development of the program of security C-TPAT we must fulfill some requirements to maintain a greater security in all the chain of supplies. Thus we have verifiable writings for selection of our businesses partners. We request for procedures of security and the processes to fulfill the minimum requirements of security established by the C-TPAT, participating in a questionnaire applied by our company. We will write a custom essay sample on Corporation information or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page When completing this questionnaire, not only will help us to fulfill our obligations like member of the C-TPAT, but also some of our customers will look for fulfill requirements for importer and to become members of the C-TPAT. Guarantee security of our processes and our clients’ also. Questionnaire is designed to identify those areas where improvements are necessary to fulfill minimm security requirements. Correct identification of a security weakness will not affect our relation of businesses, but it will allow us to work with our clients to develop a plan of security improvement if necessary. All the people working on the company contribute to our success. An integration of our different talents and perspective, stimulate new and creative opportunities for our business. Collectively, it will generate a rewarding and more exciting work atmosphere where each individual feels like person in charge of performance of our company. We respect rights and dignity of all employees. We made an effort for being a company that independently attracts the best people, no matter origin, beliefs or life style. We are commited to create a work atmosphere with confidence and respect, inclusion and diversity, and employees are listened to improve team work. We assure all employees know our job enviroment, tasks, responsibilities and general activities to aim our organization. We develop their capacities through open and constructive conversations on their professional direction. Also we try to guarantee that all the employees are recognized and compensated by their yield. For our company the responsibility of each individual as employe is being conscious of policies and be responsible of his own behavior. Our integrity and reputation as company will not have to be committed. Any attitude that can seem questionable is not acceptable. (Customs Trade Partnership Against Terrorism), is a joint initiative of the government and businesses of create cooperation relations to fortify security of supply chains and borders. By this project, customs requests all companies to guarantee integrity of their security and to communicate this to commercial partners of supply chain. The company look for a certification as member of C-TPAT. Obtaining this certification, we will offer a better service to our customers with great security, reliance and rapidity exporting cargo, also our customers (importers) and our company will be benefitted with results obtained with implementation of C-TPAT. In order to articipate in C-TPAT, companies must elaborate and apply programs of integral security to improve security internal and external with partners and clients. Therefore, we have developed and maintained a complete and detailed security plan with directives of values of EE. UU. Customs. As C-TPAT includes all components of supply chain, such as importers, carriers, intermediaries, operators of warehouses and manufacturers, the company is determined to communicate security requirements for C-TPAT to suppliers and clie nts.

среда, 4 декабря 2019 г.

Leadership Skills in Oporto-Free-Samples-Myassignmnthelp.com

Question: Discuss about the Leadership Skills in Oporto. Answer: Introduction Oporto was established in the year 1986 by the man named Antonio Cerqueira who started preparing Portuguese styled chicken on the beaches of Bondi in Australia. The idea of the person was simple that is to provide simple, unique and delicious food to his friends so that they can enjoy it. This helped the man in bringing more number of customers toward the company. The year 1995 saw the opening of the first franchise by the company, as it was being difficult in managing the huge demands of the customers. In 2002, the company opened up as many as 27 stores in places like Victoria, New Zealand and Queensland and in the year 2003 the company had opened its 50th store as well, which led BRW to name the company as the fastest growing food franchise in Australia. The company was taken over in the year 2007 by Quadrant Private Equity and Quick Service Restaurant Holdings, which was later again taken over in the year 2011 by Archer Capital for a sum of more that $450 million. The company closed its outlets in China and the United States of America and has been concentrating mainly in serving the Australian customers, which led to the opening of 8 more stores within the region. The main focus of the company is to service the customers who are present in Australia in a better manner so that it can help in increasing the level of profit for the company. The main reason for shutting down of the overseas franchises was the lack of leadership qualities in the new management team. The leaders of the organization have to exercise the right set of knowledge and skills so that it can help in increasing the profit of the organization, which will help them in gaining a competitive advantage over the rival companies that are present within the market. Leadership and management Leadership can be described as the process through which a person can influence others to achieve the objectives that are present within the organization in a cohesive manner. The person uses its skills and knowledge to persuade the members of the group so that the work can be done in an efficient manner and within the assigned deadline by the organization. Communicating with the employees is an integral part, as it will help the leaders in making them understand the way in which the task has to be performed (Buckingham 2015). Management on the other hand is the process through which the employees can be managed within the organization. It is a purposeful activity that helps in directing the efforts of the group so that a set of pre-determined goals can be achieved under a specific time. It also refers to the use of the resources in a proper and useful manner so that the minimum use of resources can help in getting the maximum output within the firm. The use of management helps in creating the environment in a better way so that the employees can work in an efficient manner and help in increasing the level of productivity (Cole 2014). It will help Oporto in delegating the duties among the employees so that the work can be completed within the assigned deadline. This will make the company efficient in nature, as the management of the employees will help in working in a smooth manner. However, leadership and management is not the same. Leaders tend to do the correct things where as the managers ensure that the things are done in the right manner. Leadership is based on a relationship that is influential in nature where as management tends to be a relationship that is authoritative in nature. Leadership helps in bringing change within the organization where as managers tend to bring stability within the work force so that the work can be done in an effective way (Daft 2013). The leaders of Oporto have to understand the nature of its employees so that they can make them work for a better result within the company in an effective way. This will help the leaders in understanding the behavior of the employees and can help them in working effectively together as a team. Organizational Behavior and changing nature of work Organizational behavior helps in investigating the impact of the groups, structures of the organization and the individuals on the type of behavior that is showcased within the organization. It needs to be studied so that it can help in the application of the knowledge for improving the effectiveness of the organization. The leaders need to provide a proper description of the task to the employees so that it can be easily understood by them. The employees have to be managed in a proper manner so that it can help in increasing their level of effectiveness within the organization (Hatch 2013). The organizational behavior provides opportunities as well such as the skills of the employees can be improved so that it can help in increasing the level of productivity and the quality of the products and services that are being manufactured within the organization. The diversity that is present within the work place has to be used properly so that it can help in increasing the harmonious relationship in between the employees and the level of communication as well, which will help in empowering the employees. The employees will be motivated within the work place so that they can enhance the level of productivity within the firm. This will help the company in providing the products sand the services in the market at all time so that it can gain a competitive advantage over the rival firms that are present there (Hope, Bunce and Roosli 2011). Most of the organizations in the current scenario are facing an organizational change so that it can gain the maximum efficiency by monitoring the efficiency of the work force in a close manner. The relationship between the leaders and the followers has to be reciprocal so that it can help in improving the communication network in an effective manner. This will also lead to a change in the performance of the individual and the organization as well (Kom Ferry 2014). Factors affecting individual behavior There are various factors that affect the behavior of the individual within the work place. The intellectual ability is where the level of intelligence of the employees along with the ability to analyze the reasons can be seen. The physical abilities refer to the stamina and the strength that is present within the individual so that they can perform the task in a better manner. The ability related to self-awareness is where the perception of the manager helps in deciding the kind of work that needs to be given to a particular individual (Kouzes and Posner 2012). The next factor is gender where there is an equal opportunity for both that is male and female in getting the job and with respect to mental abilities as well. However, women in general are considered to be responsible for raising the children according to the society where they reside. This is an important factor that helps in influencing the allocation of the tasks according to the perception of the managers (Passmore 2014). Another important factor is the culture to which the employees belong. It helps in defining the traditions and the customs that needs to be followed by the organization for the employees so that it can help in maintaining a balance between their work and life. The management of the organization needs to understand and accept the different cultures that are present in the world so that it can help the organization to give rise to a better corporate culture (Robbins et al. 2013). Teamwork The use of leadership in the modern world has been associated mostly with the control that the organization has over the teamwork of the employees and not on commanding the employees. Teamwork helps the organization in communicating in a proper manner with the colleagues so that it can help in inspiring and creating a vision within the organization with which the employees can associate themselves. The job of the leaders is to confront the bureaucracy that is present within the organization so that it can help in improving the level of enthusiasm among the employees. This will help in developing the level of skills of the employees by increasing their knowledge through proper learning methods (Schein 2010). The managers have to adopt an attitude that is passive in nature so that it can guide the employees towards the goals of the organization. There has to be proper guidance and coordination among the managers so that it can help in eliminating the values that are conflicting in nature. The leaders have to create a better environment so that it can help in providing motivation to the employees on a constant basis (Tan 2014). The 7S framework for the organization is divided between the hard and the soft elements where the hard elements consist of strategy, structure and system and the soft elements comprise of shared values, skills, style and staff. The use of strategy is done in each organization, which helps them in devising a better plan so that the company can gain a competitive advantage over the rivals that are present within the market. The structure helps in understanding the way in which the organization has been structured and the role that each employee plays within the company. System is the process through which the procedures and the activities of the organization are carried out by the task that has been assigned to the employees by the organization (McShane et al. 2016). Shared values are where the goals of the company is developed so that it can reflect the core value, which has to be maintained by the employees within the culture and the work ethic of the company. The use of style refers to the pattern of leadership that is being followed within the organization so that it can help in increasing the level of productivity for the company. The staffs refer to the number of employees that are working within the organization and the responsibilities that they have towards the organization. Skills refer to the level of competency that the employees have regarding the work that they are carrying out within the organization (Raducan and Raducan 2014). Theories of leadership There are many views that are present in leadership, which helps in distinguishing the non-leaders from the leaders. The contemporary theories that are present in leadership help in establishing the relationship between the traits and characteristics that are present among the leaders along with their skills with that of the leaders. This process helps in influencing the people so that the goals can be achieved within the organization (Landis, Hill and Harvey 2014). The theory known as Great Man helps in assuming the fact that the capacity of the leadership are intrinsic and that great leaders are not made but are born like that. This theory helps in portraying the leaders as heroes under whom the organizations are destined to perform in a better manner. The term of this theory was derived, as it was thought that males have the quality to become better leaders in the world (Goetsch and Davis 2014). The trait theory suggests that most of the leaders inherit the qualities that are suitable for them to become better leaders. It takes in to account the behavioral characteristics and the personality of the leaders so that it can help in influencing the followers to achieve the goals in an efficient manner (Landis, Hill and Harvey 2014). The contingency theory focuses on a certain variable that is related with the environment so that it can help in determining the leadership style that is best suited for the leaders according to the work that needs to be carried out. This theory suggests that a single style of leadership is not appropriate for the leaders in all the situations and the success of the leaders depend on the qualities and the situation that the leaders are in. The main concept of this leadership theory is that it helps in analyzing the extent to which the qualities of the leaders and the style of leadership is appropriate to a particular situation (Penney, Kelloway and OKeefe 2015). The situational theory is where the leaders have to choose the best styles so that it can help in developing better techniques of managing the work depending on the various situations. This style of leadership helps the leaders in making the decisions for the organization in a better manner. The behavioral theory is based on the fact that the best leaders are made and is not inherent to them when they are born (Schyns and Riggio 2016). This theory helps the leaders in learning the best ways through proper observations and training that are provided to them. The groups that are led in an autocratic manner will be able to work in a better condition under the presence of the leaders and it can be seen that the members of the groups tends to be unhappy and is hostile within the environment. The groups that are democratic in nature show a positive attitude among the members that are present within the group and continue to work in an efficient manner when the leaders are not present with them (Wilson 2017). The participative theory is where the leaders take the insights of its followers while the policies are being formulated within the organization. This theory helps in encouraging the participation of the members in the process of decision making so that it can help in taking in to account the well-being of the followers as well. This theory helps in suggesting that the decisions that are taken up within the organization involve the active participation of the employees so that it can help in improving their commitment towards the process of work (Goleman 2017). Leadership styles The autocratic style of leadership is where the leaders can exercise full power over the employees and they can provide only a little suggestion to the leaders regarding the strategies that are being implemented within the organization. This style of leadership is efficient, as the decisions can be taken at a quicker manner so that the strategies can be implemented within the organization at a faster pace. It is often used within the organization when they face a situation of crisis so that the decisions can be taken at a quicker pace without the consent of others. The bureaucratic style of leadership is where the leaders need to follow the rules strictly and instruct its followers in doing so as well. It is useful in those organizations where the employees are instructed in carrying out the tasks in a routine manner (Yahaya and Ebrahim 2016). Another style of leadership is known as charismatic in which the style is less tangible than the others. The leaders are often charismatic in nature, which helps in motivating the employees to work in the best way for the organization. The energy is channelized from the leaders to the employees, which help in increasing the level of productivity and achieve the goal of the organization. The negative side of this leadership style is that the confidence is mostly present among the leaders rather than within the employees. The participative style of leadership is where the final decisions are made by the democratic leaders, which also includes the opinions of the group members as well when the decision is being made (Arnold et al. 2015). The Laissez-Faire style of leadership is where the leaders let the employees work on their own and do not exercise any power over them. The leaders pass the responsibilities to the employees an do not take part in the taking of the decisions, which gives complete freedom to the employees to complete their work within the assigned deadlines. The leaders assign the juniors in taking the decisions regarding the work that is being carried out within the organization. This style of leadership is effective in nature if the performance of the employees can be monitored in a better way by the leaders and provides them with proper feedbacks so that the work can be improved within the organization (Saleem 2015). The transactional style of leadership is where the members of the team have to obey the leaders if they have agreed to complete the job that has been assigned to them. This type of leadership style is where the leaders of the organization have to pay the employees so that they can complete the work that has been given to them. The leaders can exercise their power and punish the employees if the assigned task has not been completed in a proper manner or within the assigned deadline (McShane et al. 2016). Recommendation Therefore it can be recommended that the company needs to reorganize the structure of the organization in a better manner so that it can be able to increase its level of productivity with the help of the employees. The increase in its level of productivity will help the Oporto in gaining a competitive advantage in the market over the rivals that are operating in that environment as well. They need to have a proper understanding regarding the difference between effective quality of leadership and the management so that the leaders of the company can help in managing the staffs in a better manner. The factor such as culture, gender and abilities of the individual needs to be taken in to consideration so that it can help the organization in understanding the behavioral needs of the individuals, which will help in increasing the level of output within the company. The company needs to adopt the participative theory of leadership so that the employees can be taken in to consideration whil e new decisions are being made within the company. This will help in increasing the level of communication between the management and the employees so that they can work in an effective manner. The use of transaction al style of leadership needs to be adopted within the organization so that it can accumulate the employees together when they have agreed to serve the company in the best possible interest under the leader. This will help the leader in delegating the duties and responsibility among the employees in a uniform manner so that it can help in the maximum productivity of the organization. The company needs to focus on teamwork and encourage it among the employees so that it can help in carrying out the job in a smoother manner. The use of better levels of communication will help the company in increasing its level of profits, as the work will be done in an efficient manner. Reference List Arnold, K.A., Connelly, C.E., Walsh, M.M. and Martin Ginis, K.A., 2015. Leadership styles, emotion regulation, and burnout.Journal of Occupational Health Psychology,20(4), p.481. Buckingham, M 2015, StandOut 2.0: Assess your strengths. Find your edge. Win at work, Harvard Business School Press, United States. Cole, K, 2014 The Supervisors Survival Guide: The complete toolkit for the new team leader, Woodslane, Australia. Daft, R 2013, Organizational Theory and Design, 11th ed., South-Western Cengage Learning, United States. Goetsch, D.L. and Davis, S.B., 2014.Quality management for organizational excellence. Upper Saddle River, NJ: pearson. Goleman, D., 2017.Leadership That Gets Results (Harvard Business Review Classics). Harvard Business Press. Hatch, M 2013, Organization Theory: Modern, symbolic and postmodern perspectives, 3rd ed., Oxford University Press, United Kingdom. Hope, J, Bunce, P and Roosli, F 2011, The Leaders Dilemma: How to build an empowered and adaptive organization without losing control, John Wiley Sons, United States. Korn Ferry, 2014, For Your Improvement Competencies Development Guide. United States. Kotter, J 1996, Leading Change, Harvard Business School Press, United States. Kouzes, J and Posner, B 2012, The Leadership Challenge: How to make extraordinary things happen in organizations, 5th ed., Jossey-Bass, United States. Landis, E.A., Hill, D. and Harvey, M.R., 2014. A synthesis of leadership theories and styles.Journal of Management Policy and Practice,15(2), p.97. McShane, S, Olekalns, M, Newman, A, Travaglione, T 2016, Organisational Behaviour: Emerging Knowledge. Global insights, 5 th Asia?Pacific edition, McGraw Hill, Australia Passmore, J ed. 2014, Mastery in Coaching: A complete psychological toolkit for advanced coaching, Kogan Page / Association for Coaching, United Kingdom. Penney, S.A., Kelloway, E.K. and OKeefe, D., 2015. Trait theories of leadership.Leadership in Sports, pp.19-21. R?ducan, R. and R?ducan, R., 2014. Leadership and management.Procedia-Social and Behavioral Sciences,149, pp.808-812. Robbins, S, Judge, T, Millett, B and Boyle, M 2013, Organisational Behaviour, 7th ed., Pearson Australia, Australia. Saleem, H., 2015. The impact of leadership styles on job satisfaction and mediating role of perceived organizational politics.Procedia-Social and Behavioral Sciences,172, pp.563-569. Schein, E 2010, Organizational Culture and Leadership, 4th ed., Jossey-Bass, United States. Schyns, B. and Riggio, R.E., 2016. Implicit Leadership Theories.Global Encyclopedia of Public Administration, Public Policy, and Governance, pp.1-7. Tan, C 2014, Search Inside Yourself: The unexpected path to achieving success, happiness (and world peace), HarperCollins, United States. Wilson, A.L., 2017.Measuring the Impact of Implicit Leadership Theories on Leadership Efficacy and Developmental Readiness. Cardinal Stritch University. Yahaya, R. and Ebrahim, F., 2016. Leadership styles and organizational commitment: literature review.Journal of Management Development,35(2), pp.190-216.

четверг, 28 ноября 2019 г.

Marketing plan- Galaxy gear Essay Example

Marketing plan- Galaxy gear Essay RESEARCH PROPOSAL Prepared for: Marketing Manager Subject: Yermegiyayev Azat Samsung Galaxy Gear Technology Company : Fast Furious Table of Contents INTRODUCTION Samsung is a multinational South Korean based conglomerate company that is best known for telecommunications and consumer electronics. It is headquartered in Samsung Town, Seoul. It is currently the largest Korean business conglomerate. Samsung is one of the leading smartphone manufacturers in the world, while also providing a long list of products and services including advertising, hospitality, construction entertainment, communications technology and much more. The company is currently researching new technology that can help users make the most of their smartphones. The aim of the study is to increase productivity and seamlessly incorporate Samsung technology into the everyday lives of users. We are looking in to new technologies that can be used as an accessory to promote the advancement of our smartphones system. Along with this, we want to know and understand the needs of our clients and how they respond to this type of development. This proposal has been prepared as a response to the current smartphone battle. Samsung has released new technology that partners with their latest high- nd smartphone. The Galaxy Note Ill, a successor of the popular Samsung Galaxy Note and Saumsung Galaxy Note II, now comes with a revolutionary new smartwatch that increases the effectivity of the smartphone (Treacy, 2013). The tagline Design Your Life, speaks to the users and potential users in saying that such a piece of technology can help them increase the productivity of their day with the Samsung effectiveness of the new Galaxy Gear Watch by looking into client attitude, awareness and use. We will write a custom essay sample on Marketing plan- Galaxy gear specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Marketing plan- Galaxy gear specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Marketing plan- Galaxy gear specifically for you FOR ONLY $16.38 $13.9/page Hire Writer This paper will look into the details of the Samsungs understanding of the esearch objectives, methodology, rational, and data processing, reporting as well as timeframe to achieve the results and to better improve the new technology in areas that it needs improvement. SITUATION ANALYSIS Samsung has recognized the new potential for major smartphone accessories as a new potential revenue scheme and understands the need for more research in terms of sales and customer response. This means that the company will have to find out how the public reacts to the release of such technology. This research project will look into the effectiveness of the Galaxy Gear Watch and ee how users accept and utilize this type of technology. The approach of the project will be to approach users who currently own a Galaxy Gear Watch as well as potential users who would like to get their hands on one. This would give the researchers an idea of how users see the watch along with the current appeal of this new technology and how it can help Samsung market future smartphones. The results for this study will provide insight on future demands for like technology of The Galaxy Gear Watch as well as the effectiveness of the device. SAMSUNG GALAXY GEAR WATCH The revolutionary new device called a smartwatch is on the list of things techie individuals are on the look-out for. These stylish and high-performance devices go beyond time keeping, and they have the functionality to help you get through your busy day. They can perform basic tasks that allow them to act as your personal assistant. Smartwatches are seen to take over the mobile world, allowing people to connect with their phone, check messages and so much more without having to take their smartphone out of their bag or their wallet. Samsung announced the release of the Samsung Galaxy Note Ill, shortly after releasing the Galaxy Note II. This model was probably one of the most highly anticipated smartphones to come out of Korea this year. Despite the short nine month interval between releasing new phones, the Note Ill was received very well. It is probably one of the most advanced smartphones in the world as of the moment, with its high speed, amazing display, sleek lines and excellent camera. Many critics have received this particular model well and have praised Samsung for their timing. However, the Samsung Galaxy Note Ill was released with a particular accessory also available. The Samsung Galaxy Gear Watch was marketed as an accessory for the Samsung Galaxy Note Ill. It has been said that the watch makes everyday tasks much easier. Although critics had mixed reviews before the actual release of the watch, no one quite new what to expect from the revolutionary device. Samsung claimed that the device was meant to make smartphone use easier. However, many users and potential users were still skeptical about this. As soon as the Samsung Galaxy Note Ill and the Samsung Galaxy Gear Watch were released, it was only a matter of days, or even hours before tech experts and self-proclaimed critics voiced out their opinions. public. Although a number of buyers did choose to get both the smartphone and the atch, despite the hefty cost of the Galaxy Gear, the return rates were high. Samsung saw an embarrassing return rate of over thirty percent with one in every three customers returning the watch after a few days of use. After short surveys on why they have returned the Galaxy Gear, only limited responses were gathered. Most claimed that it was Just not what they are looking for. Although the public did not like the new smartwatch released by Samsung, the media leaked that it is apparently one of Oprahs favorite devices, as seen on her List of Favorites. Along with a picture of the smartphone and the watch, Oprah says that he watch helps her check her phone discreetly during meetings, without seeming impolite. Very little was said about the watch and its functionality. Looking into the comments made by Oprah can help the researchers safely assume that the functionality of the watch can work for some people who look for that type of feature. However, for the people who have returned the watch, what they are looking for in such a device needs to be determined. The researchers aim to know more about the publics response to the Galaxy Gear watch in order to determine if it was a market failure or not. The results of this study ill help Samsung know if such a device can be a good stream of revenue. Having a like device marketed with a major high-end phone that is highly anticipated is great in theory, however the question is if the product delivered is something that Samsung users and potential users are looking for. The Samsung Galaxy Gear Watch is meant to make the users lives easier by helping them multi-task and go about their day without having to constantly take their phone out. Unfortunately, it seems as if users who have purchased the watch either do not need this feature, or do not know how to fully utilize the device. RESEARCH RATIONALE Along with the research objectives mentioned above, Samsung has also come up with a SWOT analysis for the Samsung Galaxy Gear Watch. This analysis will help researchers put the new type of technology in perspective and see where it is positioned in the market. This can also help researchers determine if such a device is important in developing a new revenue stream for the company. Samsung Galaxy Gear SWOT Analysts STRENGTHS WEAKNESSES Innovative technology Leading Smartphone brand Add on revenue stream Powerful marketing Product cost Small market Release is too soon for new version of Galaxy Note OPPORTUNITIES THREATS Providing something new for users and potential users Basis for future like-products Marketing new smartphones with an added device Competition coming up with new technology Losing the market to different smartphone brand Unwanted/unneeded luxury technology Samsung Galaxy Gear PESTEL analysis Political Political situation is quit stable in US but unfortunately cant say about economical side of US now is at the edge of default, it has a huge threat for all businesses in this country. It is assumed that the credit limit will extended even more. But for how long the government can continue doing this. This uncertainty may threat the businesses, Samsung is not an exception. Also international laws should be considered : INCOTERMS, as the US is in the International trading Convention. Samsung should consider different laws in different states in US. Economic environment The main factor to consider is an unemployment rate, in 2011 unemployment rate in US was 9. 1% in 2013 is 14% it is slightly better than in 2012 when the country was under recession. It is for about 34 million Americans out of work. High unemployment rate definitely affects the consumers confidence which affected the consumer spending. Social-cultural Environment Technological boom has contributed to rise of telecommunication in both business and pleasure aspects. In order to determine primary target groups to sell device for, a company need to measure social aspects such as age, demographics, etc. It will be also helpful to improve or develop a new concept of device. Technological Environment The most important factor is that the cellular network in US. Country sides has a poorer quality of the voice/data transfer but most of the population is concentrated in cities where the cellular networks has almost a 100% coverage and a high quality. Legal For the past few years there were numerous lawsuits: Apple vs Samsung A recent loss to Apple (24august 2012, Apple won wins lawsuit where was awarded for $1 billion). Had a negative effect on the sales of Samsung sales in US. Which affected the companys reputation. Also this factor the sales of Galaxy Gear. Even though that most of the case can be considered as SILLY the cost from those law suits are quit high which affects the speed of the release of new device. Also it makes harder for manufactures to be competitive (increased costs, damage of the brand image). Samsung makes a very broad environmental activities around the world. Has their strategy on following topics: Eco-product- design sustainable products Climate strategy- minimize effect on environment Recycling Take phones for using old details in new phones Sustainable operation- substances BCG MATRIX Market growth Market share Smart watch 3% Sony 2. % 7% We can see that the Galaxy Gear has a very small market share and market growth rate. The same we can say about its closest competitor in smart watch sector (Sony). This can be explained that the product is very new and the product was advertised badly. So customers are not able to see the products all opportunities. By many experts it is estimated that the growth of this ind ustry may increase to the rate as the smartphone industry. It is estimated that by 2018 the smart industry may rise to 9 billion but now it is only 800million-1. billion if the growth rate of the industry will be 9-10% per year. So this explains why Galaxy gear has a small market share and a small market growth. The market is only shaping there is a long way to its maturity. So this shows a high potential of Samsungs products. RESEARCH OBJECTIVES The objectives of this research is to establish the effectiveness and desirability of Samsungs Galaxy Gear towards users and potential users so that the business can: Understand how valuable these new major smartphone accessories are for the organization In terms of sales and a potential revenue system. Understand how valuable these new major smartphone accessories are for the users this will help the researchers understand how the users respond to such technology and how it makes their lives easier. Understand what needs to be improved with the Samsung Galaxy Gear Watch the technology of the Galaxy Gear Watch still has room for improvement. The response of current users in terms of what they wish to see in the atch will be gathered to help researchers understand what users are looking for in this type of technology. Understand how to position and market future like- technologies when releasing a new smartphone this insight will allow researchers to see how the market responds to this new technology and how Samsung can create a new revenue stream from a product like the Galaxy Gear Watch. See Table below for areas of research focus: Fig 1: Areas of focus for Questionnaire Understanding Awareness of the product Are they aware that Samsung has come up with a new smartwatch made exlusively for the Samsung Galaxy Note Ill Smartphone? Have they ever seen in any form of advertising? If so, how many times? How did they hear about the new smartwatch? Will they recognize the device as a Samsung innovation when they see it? Attitude towards the new product Are they interested in owning such a device? Do they like the device in terms of aesthetics? What about the device is most intriguing? Do they believe that such a device can improve their productivity? How do they think this type of technology can improve their lives? Attitude to Samsung as a result of the new product Has the smartwatch device enabled them to know more about what Samsung is about? Do they see Samsung Smartphones differently after the release of the device? Would they consider purchasing future Samsung products if they came with a like device? Attitude to purchasing decision as a result of the new product Are they happy with their purchase? Do they believe that the cost of the product is fair? Would they recommend this new technology to friends and loved ones? Do they feel as if they have fully utilized the technology? Has this smartwatch helped them better function in the day? Does this smartwatch help them increase the effectivity of their smartphone? Did they purchase the smartphone because of the smartwatch? METHODOLOGY AND RATIONALE Samsung specializes in developing new innovative technologies and understands the key considerations to determine the most appropriate research methodology for this project: These include: The dispersed location of the audience Company policy towards engaging in market research such as this Sample set is small, therefore all users and potential users will be able answer all the research questions The users and potential users have a time restriction Therefore, this research will include three types of research: Very important to note that the region was take a US for the research. Because most international IT ompanies demonstrate and realease their products first in US. A success in US market means a lot in general success of the company. Also Us is the one of the biggest consumers in the world. 1 . Secondary Desk Research Once all the information is gathered, a secondary type of research will commence. Using the answers from the surveys, the researcher will look into areas that need awareness and how the users utilize such a product. The focus of the secondary research is also to explore new marketing strategies that can be used in order for people to know more about the new Galaxy Gear Watch. Apart from this, the research ill be used to know more about what can be done in terms of future technology innovations and how well they can be marketed with a new smartphone. 2. Primary Qualitative Research This stage will be seen as a basis for the research. Samsung will need to get initial feedback from users and potential users in order to develop the other areas of the study. This area will greatly improve the quality of the research conducted in terms of secondary and primary research. A small group of users and potential users from one area with different Job functions and occupations will be gathered to represent different groups. This small focus group can provide more insight on the product and let researchers know what needs to be improved when it comes to the technology. The potential users along with the current users will be able to sit-through a short tutorial on how to use the product and fully utilize it so that their productivity throughout the day can be improved. The users will first be asked what they like about the product, and the potential users will be asked if they would want such a product and what they find intriguing about it. They will also be asked why they have yet to purchase the Samsung Galaxy Gear Watch and what causes their reluctance in purchasing such a product. Samsung will have two moderators for this focus group, two members who have been selected for this specific role because of their interview and communication skills. They are most competent in reading into the attitudes of the users so that they can get the best, most accurate and most useful results for this study. 3. Primary Quantitative and Qualitative Mixed Research The primary quantitative and qualitative mixed research approach will be done in the form of a survey. The survey will ask relevant questions to people who are both ware of the new product and those who are not. This will be structured in a way to help us know where to focus on our secondary desk research portion for the study. Samsung has a good client base in the United States, and this particular study will focus on the clients of three different telecommunications stores in a specific area. The survey will only be about 10 15 minutes long where users and potential users will be answering mostly yes or no questions. A pilot testing phase for this will be done to see if the questionnaire is too long or too short. Telephone-based interviews for this research will not be used. However, online urveys will be needed. This will be provided by Survey Monkey, one of the leading online survey providers online (Buchanan Hvizdak, 2009). Samsung will create a short survey on their local website and email customers who are registered on their database. We will only collect the first set of surveys that are submitted and create a cut-off only for research purposes. This is a fast, effective and cost-friendly way to receive feedback from users and potential users. SAMPLE clients, as mentioned above. This particular study will be conducted in one of Samsungs headquarters in the United States. There will be a total of 12 individuals or each focus group discussion and a total of 100 120 respondents for the survey. The researchers believe that this sample size will be broad enough to gather useful information about Samsung Galaxy Gear Watch. The respondents in the survey should represent a particular group which Samsung would like to market to or already is part of Samsungs target audience. Before Samsung does come up with the focus group to identify the few respondents in the discussion, users and potential users will have to submit the following information in order for the researchers to determine if the individuals are a good fit for the study: First Name Last Name Occupation Job Title and Function Address Contact number Email address ONLINE SURVEY The online survey will be hosted by Survey Monkey, an online survey generator and provider (Buchanan Hvizdak, 2009). This will be emailed to Samsungs users and it can also be taken online in several Samsung retail stores. This method of gathering information is now very popular and it provides fast, easy and reliable results. The information from the surveys that are taken will simply be emailed to the researchers who can then compile the results. Before the survey questions will be finalized, a pilot will be done for one day, otaling of about ten surveys. Depending on the results of the survey, the researchers will then edit the questionnaire to better suit the study. The researchers will observe this chance to contact those who have already answered the survey and ask them about what they thought of the current questions and how convenient it was to answer something online. QUESTIONNAIRE GUIDE The questionnaire will involve users and potential users of Samsung phones. Those who have availed of the Galaxy Gear Watch will be generalized as Samsungs current target market. Those who have yet to buy the device, yet are interested will e studied. The questions on the survey will have a mix of closed and open questions, since it is both qualitative and quantitative. The questions will be short enough for the users to want to answer the survey. Also to make the questionnaire more effective, it should be designed in certain way: from general questions to open questions. QUESTIONNAIRE 1. Dou Yes No Maybe, I dont know 2. Do you think this device will benefit your daily life? Yes, a lot No, I dont think so 3. Do you have a Samsung phone? (if no next question) 4. Will you switch to Samsung because of the watches? 5. Do you like the design? . Will you manage to wear it every day? than 2 times Yes 7. Do regularly check recent IT news? Yes, every day No, never 8. From whom did you here about the watch? Online advertisement in Youtube Samsung Website Advertisement in magazine TV ads Once a week/ weekends/ more Friend 9. Do you think this watch will be suitable for everyone? (Kids, adults, elderly people) 10. Which gender will be more interested in this watch? Male Female 11. Do you think it is suitable for any occasions? (Wedding, party in club, business meeting, etc) Yes 12. Will you recommend this watch to your mother? I dont know 3. Will you give this watch as present to your friend? 4. Do you listen to music everyday? 15. Does this watch make music listening experience easier? 16. Will you wear it while doing sports? 17. Do you think Galaxy Gear innovative? 18. Will you wait for the next version? 19. How much are you willing to pay for Smart Watch? 50-150 1 50-250 250-350 20. What is your favorite color? White Black Red Yellow Green Blue 21 . In your opinion, what kind of functions Galaxy Gear should add? Video streaming Social media (Facebook, Twitter) Could be used as USB Other DATA HANDLING AND PROCESSING 1 . Survey Money for data collection Samsung uses a reliable and ethical data collection online provider (Buchanan Hvizdak, 2009). For a small fee each month, Samsung will have access to a customized survey created on this survey host. All information gathered from users and potential users will be collected through this host and emailed to the researchers. 3. Pilot Survey The pilot survey will be done to test the effectiveness of the questionnaires and to receive feedback from users and potential users. The researchers will see if the survey is too long / too short and if the questions are relevant to the study.

воскресенье, 24 ноября 2019 г.

An analysis of challenges faced by the banking sector The WritePass Journal

An analysis of challenges faced by the banking sector Introduction An analysis of challenges faced by the banking sector IntroductionChallenges for Survival based in different factors of Environment ConclusionRelated Introduction Developed and developing economies depend on banking sector for all the financial transactions, be it government or corporate or even citizen. Banking sectors of many developing countries was recently liberalised. One such country is India. The Indian liberalisation took place due to the ineffectiveness of the banking sector. The liberalisation leads to cut throat competition. India has a huge population and the massive development results in opportunity. In order to compete and survive in this competition there is a need for a strong concrete base with loyal customers. This group of customers can be gained through retention programs. Customer retention in Indian banking sector is proving vital with time. There are recent problems like the financial recession, where the banks can rely only on these customers. Many banks in the Indian sector have already experienced the importance of customer retention and are improving in the customer retention activities by increased investments. Ba nk of India was the 1st bank to introduce the 1st online banking facility to more than 100-Thousand customers. The most important factor of any firm is the customer. Without customers, a firm cannot do business, as they are the end users of the products. Peter Drucker in his book The Practice of Management has stated that, ‘the customer is the force who decides the business, the production, and the profitability of the firm (Parasuraman et al., 2006). In today’s world customers are regarded as the king with the status equal to The God. They are not just local but they are all over the world. Banking companies in this era do not just concentrate on the local or host country markets but also the cross border business. For instance ICICI has 25% of its investors who are NRI (ICICI Bank Ltd., 1999). This revolution is due to the major change and development in the field of communication, technologies, privatisation and deregulations in the economies.   As a result of this there is a creation of new market and also rise to competition. The competition is intense even for the survival, and this can be met up by only having good customer relationship. The work does not stop at acquiring customers. The real efforts starts after the customer has been acquired, it is crucial for a company to offer them unique products and maintain a friendly relationship and proper communication channel with the customers in order to make sure that the business is not lost. A healthy and long term business relation will provide a great benefit to banks. It is less costly to maintain any relationship with any existing customer. At the same time, a loyal customer will also gain much more benefits in return such as low rate of interest on loans and credit cards. Businesses use the tool of CRM (Customer Relationship Management) to retain their customers in today’s business. According to Bejou et al, CRM is a process in which companies identify its profitable customers and then shapes its interaction with the customers in a way that increases the current and future prospective of business. (Bejou et al., 2006). The Banking sector is facing rapid changes as a result of the economic reform brought about by the Government of India a decade ago (Kamath et al., 2003). This reform is a result of inefficient way of working in the banking systems (Turner and Arun, 2003). As a result of this everything in relation to banking is changing, right from the ownership patterns, the funding its cost and availability to the prospects of earning. There is a big change in the type of services offered. The reform program also includes the implementation of a prudential approach to bank regulation, which focuses on minimum capital adequacy requirements and supervisory control via on-site and offsite monitoring (Turner and Arun, 2003). Thus there is a feel of control of power, this is a post-modernist view. Apart from all these the banking regulators in India are struggling not because of the slow failure of Indian banks but also due to the rapid growth of the sector. As there is a rapid growth in the Indian ban ks lending pattern. Apart from this there is a continued increase in the consumer credit card sector. The growth of the Indian companies, their expansion and overseas acquisition is resulting in the rapid growth of corporate banking. The next section is the investment banking which is also increasing at a higher pace. These things are resulting in more and more demand for banking products. Banks like ICICI has been growing at very rapid face. Its profit growth in the year ended March 2007 is 22% (Bukoveczky, 2007). There is massive change in this sector in regards to the development caused due to the change or advancement of technology, which has also erased the traditional boundaries of banking and also increased the business geographically. For instance, due to the net banking facilities a customer can view and print its account statement at home and also transfer the money at the same time. There is no need to physically go at the bank. Not only the companies but also the governments are seeking better banking services for their organisational efficiency. SBI has the largest ATM machines; in 1994 it had 200 which rose to 3400 in 2004 (Joydeep and Renny, 2005). The change in the income levels and the cultural change, in regards to westernised lifestyle are increasing day by day. Indian consumers seek more and more finance and are generate more asset creation. This has lead to massive growth in the Indian retail-banking sector. The backbone to serve all these segment of customers is a strong b ack up of technologies. This offers the bank convenience in managing the retail, corporate and government clients efficiently and effectively (Kamath et al., 2003). In some Indian commercial banks like ICICI, Bank of India the stress is more on relationship building with the existing customers. Bank of India advertises as their main mission is to build relationship beyond banking (Bank of India, 2003). Thus in this excessive competition in the banking sector is seen increasing day by day with the advent of various foreign banks like the Duetche, Barclays have brought about a revolution in the customer service, since then not only creation of customer but also retention of customer through customer relationship models have taken pace (Sureshchander, Rajendran and Anantharaman, 2003). Customer retention is a structure of act ions carried out by a firm to augment their process, depending upon the positive position of the customers that result in success through customer purchase. Another definition for customer retentions stresses more on the firm’s commitment in case of customer retention. The companies’ processes should enhance, the constructive outline to shape the behaviour of the customers with the existing pat terns keeping the future objectives of the customers mind set of business with the firm. This is to establish the future relationship with the customer. The banking growth became the heart of the economical growth in India (Prasad, Bhide and Ghosh, 2002).These reform brought a massive growth in this sector and also increased the competition by two fold, this has also brought about a huge pressure to the Indian banking sector (Pauchant and Roux-Dufort, 1993). Challenges for Survival based in different factors of Environment Each bank need’s to provide something which is unique to its customer, so that the customer expectation can be full filled. It’s very important for a bank to keep a continues update in their technology. This will help to retain the old customer at the same time attract and upgrade new customers. With the help of new companies which deal in keeping a track and data base of customers, banks can always take advantages. They can use such technology to keep in touch with the customers and help them to achieve satisfaction. Finlay this is what a bank has to deal with. This will help the bank to retain the customer and achieve huge profit at the same time it helps to get new customers with the help of referring.   With the use of technology such as Telecom and Internet Access the world is becoming a smaller place to live in, which results in tuff competition. Work done by Parasuraman, Zeithaml, and berry between 1985 – 1988 gave us a new tool called SERVQUAL which giv es us an exact graph of what a customer expectation of performance and what has been delivered to them (Parasuraman, Berry and Zeithaml, 1991). Economic and Market plays a key role in making the profit for the bank. There is a direct pressure on the margin of profit due to ever increasing competitor in the market who may have a strong base in other country and strong brand name also. For instance HSBC and Barclays have strong base in Asia and Europe respectively, thus when they had entered in India they had kept very low margin of profit to cut out competition and enter the market. This move has helped them to grow the customer’s up to 120% from 2000 to 2010.   This is causing a bad strain on tradition banks that are located within India’s geographical boundaries. To react this, now days Indian banks are opening their branches in abroad market like China, Japan, Hong Kong, UK, USA, Canada and other countries. These banks have now reengineered there way of process and have reduced the cost of operation with the use of technology (Howcroft and Durkin, 2003).   A drastic reduction of transaction cost has press ured old traditional banks to undergo a change which also deals in ownership of the banks. (Prasad, Bhide and Ghosh, 2002). Economic deregulation in economy has caused free way for banks. Now the other main drawback in traditional Indian banking sector is due to the ownership Government of India owes the most part of banking sector. The Basel Committee on Banking Supervision (1993) argues that government ownership of a bank has the potential to alter the strategies and objectives of the bank as well as the internal structure of governance (Basel Committe on Banking Supervision, 1999). It is suggested that the development of banks can be done by divestment practices in Indian banking sector. (Turner and Arun, 2003). Every bank’s need to always consider the important of market they dealing in. For instance, Indian customers always want to get higher interest rate in there saving account. As a result bank has to compete against each other in this. Whereas, westerners want better service management instead of higher interest rate. The Customer data collection plays a significant role in regards to privacy of the customer. International difference in legal framework are a great challenge and treat for global companies seeking to use CRM to tailor and alter the products as per each customer (McKenzie, 2002).The firms in India don’t feel comfortable in exchanging the customer data with other companies. Where as in US, firm have considerable latitude to collect, store and even exchange sell and buy data on individual customers. The use of direct marketing in USA sometime selling of data can cause a huge penalty (Petter and Rogers, 1993).According to most modernist authors, the legal framework has some limitation’s to the working of the society. Though Indian banking is subjective to sever criticism for its high amount of bad debts and low profit, against this is the glittering contribution to the development and diversification in Indian economy which is witness in the last 3 decade (Prasad, 1997). B anking is no longer regarded as a business dealing with money transactions alone, but it’s regarded as a business related to information on financial transaction (Padwal, 1995). Although the Reserve Bank of India, the country’s central regulatory is trying to ease the legal frame work and is moving towards liberalization and globalization thus helping the nationalized banks to compete against the new foreign banks in the country (Angur, Nataraajan and Jahera, 1997). Conclusion The role of society plays an important role in working of the firm. Different value system such as culture, language, religion plays a significant role in person’s life style and habit. For instance in Islam, excepting any type of interest in form of money is banned under the religious law. As a result bank, have to keep in mind such a strong point. In India, majority of the people believe in keeping money at their home, and if want to keep it in the banks they will always prefer nationalized banks. This could lead to strong competition and can cause a major failure also.

четверг, 21 ноября 2019 г.

A Comparasion of Rack Supprted Warehouse vs. Conventional Steel Frame Research Paper

A Comparasion of Rack Supprted Warehouse vs. Conventional Steel Frame Buildings - Research Paper Example Warehouse construction is a flourishing industry and thus requires sophisticated methods of construction to fulfill the requirement. Loading and unloading of goods is required that are stored on pallets which are in turn placed on pallet racks. Cranes and forklifts are used to transport these goods to and from the pallets racks to the transportation vehicles. Conventional steel frame structures have been used to build the warehouses, but with the advancement of technology, rack supported warehousing is also in practice. But the two structural designs need to be analyzed and compared in terms of their usage, economic viability, technical feasibility and storage capacity. The two structural systems will be explained briefly before proceeding with the comparison. Steel frame structure A skeleton frame is used in the conventional steel frame which is based on vertical steel columns and horizontal I-beams or trusses. The roofs and walls are attached to the frame and are supported by const ructing the building in a rectangular grid. Material storage is provided through freestanding racks (Kotecki and McHugh, 2009). Hot rolled steel structures and cold form steel structures are the two types of steel frame structures. A wide choice is available in the cross sections of the single storied hot rolled steel industrial building, but economical viability is usually granted through limited number of shapes. A 250Mpa of strength is yielded by the cross section used in the hot rolled steel industrial building (Satpute and Varghese, 2012). The cold form steel building is a pre-engineered structure that has been tested through time for its aesthetic and structural quality. Components of cold form steel Main frame, which is based on I-sections with columns and rafters made of hot rolled sections. Secondary frame, which is provided through Z or C sections. Purlins, eave struts and side girts are used. Wind bracing is provided through circular cross section rods. Exterior cladding is provided through trapezoidal sheeting. Various options are provided through the steel frame construction in terms of width, height and roof slope to suit the operational requirement of the main building structure that will house the pallet racks. In case of a warehouse the following options are commonly used: Clear span, straight column steel building frame: no interior supporting columns are needed, which provides a column free space for steel storage racks (Armstrong Steel, 2012). Width =16’ to 50’ and over, Height =8’ to 60’ and over, Standard roof slope = 1/2:12 to 1:12. Multiple span, straight column steel building frame: interior columns are provided to distribute the load and reduce the cost (Armstrong Steel, 2012). Width =10’ to 600’ and over, Height of=20’ to 60’ and over, standard roof slope =1/2:12. Multiple spans, tapered column steel building frame: tapered columns and interior straight columns are provided in t his structure (Armstrong Steel, 2012). Width = 10’ to 600’ and over, Height =20’ to 60’ and over, standard roof slope =1/2:12. Multiple spans, single slope steel building frame: a sloped roof is provided by adding walls of different height on both the sides creating a slope (Armstrong Steel, 2012). Width =10’ to 600’ and over, Height =20’ to 60’ and over, Standard roof slope =1/2:12. The above options may provide the main frame, but free standing pallet racks may be required separately to store the goods. A teardrop style is used to manufacture these racks. The pallets rest on the horizontal load beams that are held in position by mounting clips. The shelves can be adjusted

среда, 20 ноября 2019 г.

Discuss four aspects of the social context of care Essay

Discuss four aspects of the social context of care - Essay Example Health is also affected by the kind of living and working conditions he enjoys and whether the people he is interacting with are having a positive influence on his life. (Wilkinson Richard and Marmont Michael, 2003) There was a previous school of thought which prescribed that the doctors along with the nurses should not get too involved in the social aspect of the patient. One tends to lose their level of reasoning and rationality of thought on such interactions. Making the correct diagnosis along with administering the drug by the nurses were the requirements of a doctor and a nurse. However the present school of thought introduces a social aspect into the medium whereby doctors and nurses are advised to have a more pleasant interaction with the patients. Even if the patient can afford the treatment the greatest barricade for ordinary people gaining access to proper healthcare includes class, gender, ethnicity and disability. Stigma Stigma relates to a psychological problem that is experienced by patients having Aids, epilepsy and other mental illness. This is characterised by a feeling of depression and low well being. (Brakel Wim, 2005) The literary concept of stigma is defined as the social rejection of an individual or a group due to a negative judgement made by the society at large due to a health problem that the individual or group is facing. Stigma is associated with the following actions 1. Discrimination- This entails preferential treatment given to some people over others due to a particular health issue a patient might posses. (Wilkinson Richard and Marmont Michael, 2003) Source: Brakel Wim, 2005, measuring social stigma 2. Participant Restriction- This involves the problems a patient might experience when intermingling with society in general. Participation is restricted from certain activities which can have a negative impact on his psychological well being. (Brakel Wim, 2005) 3. Stereotype- This occurs when the society at large perceives people suffering from a particular illness as all having the same personality traits and behaving in a certain manner. This can give rise to cliches with society not appreciating the individuality of the person. Stigma affects the mental condition of the patient adding to the illness or disability he is already experiencing. People tend to develop an inferiority complex. Stigma and discrimination is harmful in areas related to medical access to these patients. For AIDS patients the primal fear is total isolation since the general feeling among public is that it is contagious and can spread via contact. ( Brakel Wim, 2005) This fear causes them to hide their disease resulting in severe lowering of self esteem. Concealing the disease can also increase the risk of them aggravating it even further at the same time affecting the individuals around them. Indicators have been developed to assess the stigma that is associated with each disease like Aids and leprosy. The AIDS Attitude Scale develop ed in 1992 has been used for stigma assessment among health care professionals. (Brakel Wim, 2005) This has now been updated to include the attitude of the general public as well. One instrument called the Explanatory Model Interview Catalogue (EMIC) has been developed to measure stigma for different health conditions by creating a data base of the attitude of society at large. The answers to the queries are graded on a scale of 0-3. The answer ‘

понедельник, 18 ноября 2019 г.

For each of the following concepts provide a definition, a complete Essay

For each of the following concepts provide a definition, a complete explanation as to their significance, and a practical example. How are the paired concepts similar How are they different - Essay Example A general idea about the various important ecological issues become apparent in a profound analysis of some of the paired concepts such as Riparian vs. prior appropriation water rights, optimal instream flow vs. optimal reserve site selection, import dependency ratio vs. recycling ratio, maximum sustainable yield vs. minimum viable population, and sustainable vs. conventional agriculture. To define the concept of Riparian water rights, it refers to the system of distributing water among various people who own the land a propos the source of water and this water right has originated from the English common law. In various countries with a common law heritage to the English common law, Riparian rights are used as the major system of allocating water among the owners of the land about its source, and these countries include Canada, Australia, and states in the eastern United States. Thus, the Riparian rights are based on English common law principles and they are mainly used in humid east of the United States. At its acquisition dimension, the Riparian rights make the water available to riparian landowners who are adjacent to water and it is normally limited to land within a watershed. As against Riparian water rights, prior appropriation water rights, or the Colorado Doctrine, refers to the system of allocating water rights from a water source based on the principles o f Jeffersonian democracy and these rights distinctly differ from Riparian rights. According to prior appropriation water rights, the appropriation doctrine is developed in order to meet the scarcity of water in the particular area and these rights are used mainly in the western United States. Although the provisions in this water right vary from state to state, it generally maintains that water rights do not have any connection to land ownership and it gives provisions to sell or mortgage water in the vein of other properties of individuals. Optimal instream flow vs. optimal reserve site selection Optimal instream flow refers to the amount of water to be left in the stream and it has a significant relationship to optimal site selection. In an analysis of optimal instream flow vs. optimal reserve site selection, it becomes lucid that there is an increasing demand for instream flow protection from the ecological, aesthetic, and recreational perspectives and the legal status of instream flow protection varies from state to state. To define an instream flow, it refers to the quantity of water that emerges within a stream channel at a particular locality during a specific period and the economists would incorporate instream water rights within the water rights markets. The optimal stream flows mainly indicate how much water should be left in the stream based on the various questions such as social efficiency. Import dependency ratio vs. recycling ratio Similarly, there is a close relationship between import dependency ratio and recycling ratio and the similarity and the difference between these two concepts gain significance in an analysis of the

пятница, 15 ноября 2019 г.

Dickens And Eliots Critiques On Industrialization English Literature Essay

Dickens And Eliots Critiques On Industrialization English Literature Essay Charles Dickens and George Eliot are both writers whose novels had a very significant impact on nineteenth century Victorian readers. Dickens A Christmas Carol and Eliots Silas Marner were written during the time of the Industrial Revolution in England and it opened peoples eyes to the negative effects that the revolution was having on common society. The authors saw industrialization as a loss of individualism and a time where people were being treated like machines by the cruelty of utilitarianism. It was destroying the nature and the human values that rural Victorian communities once held. Through these novels, Dickens and Eliot exemplify how the Victorian instance on industry and the greed of money hardens the hearts of the wealthy and physically and emotionally oppresses the less wealthy; thus, shattering the human spirit, threatening relationships, and breaking the bonds of community. Dickens passionately portrays his opposition to the Industrial Revolution in A Christmas Carol. He exposes and makes others aware of the inhumane environments and nature that the poor were subject to during the industrial phase of the nation. The novel begins with an introduction to Scrooge and describes him as a tight-fisted hand at the grindstoneà ¢Ã¢â€š ¬Ã‚ ¦a squeezing, wrenching, grasping, scraping, clutching, covetous old sinner! Hard and  sharp  as flint, from which no steel had ever struck out generous fire; secret, and self-contained, and solitary as an oyster. (Dickens 40) This description of Scrooge sets up the reader to understand the characteristics of some the wealthy people of the time. He is compared to physical objects which are not capable of any emotion or feeling, and therefore illustrates him as being very inhuman. Scrooge is portrayed as very capable of breaking peoples spirits with his cruel words and actions. When the portly gentlemen approach Scrooge to ask him for a donation for the poor, he responds by saying that he cant afford to make idle people merry and that its not his business to help the unfortunate (Dickens 45). There is great irony in his words as he can very well afford to do anything he wants, being the very wealthy man and creditor he was. The fact that he states that the matter has nothing to do with his business is very untrue as he would not even be in business were it not for the lower class citizens making him all the money he was accumulating. This dialogue shows that Scrooge is almost feared in society  due to his status and the unkindness that comes with it. Dickens portrays the harsh reality of Scrooge and those of his class early in the novel to cause readers to react and to look forward to seeing how the character changes throughout the novel; thus exemplifying h ow they can change as well. Scrooge destroys any attempt by his nephew to build a relationship with him. He is so preoccupied with his greed for money that he doesnt realize that it is the very thing that is making him miserable. Although Scrooges nephew is poorer than him, he pleads with his uncle saying, I want nothing from you; I ask nothing of  you; why cannot we be friends? (Dickens 43). Dickens illustrates here that people are not even after Scrooge for his money, but merely want him to be open to the idea interpersonal relationships and happiness. Clearly, industry makes the rich richer, however, it also destroys their ability to be truly content with what they have. It makes them ignore the need for human relationships and begins to transform the wealthy into heartless people. The character of Scrooge denies any ties to the community and strives to live for himself alone. The spirits remind Scrooge that he used to be full of joy before he let industry in his way of happiness.  At the thought of the poor dying due to lack of necessities, Scrooge replies, If they would rather dieà ¢Ã¢â€š ¬Ã‚ ¦they had better do it, and decrease the surplus population (Dickens 45). This attitude towards community did not exist before industrialization as people worked together and depended on each other for support. Here, Dickens exemplifies the selfishness that comes along with industry. It all comes down to self accomplishment, and the wealthy continue to strive for more wealth at the cost of the lives and happiness of others. Dickens mentions the Poor Law and requests for people to recognize the difficulty of those whom the law has put out of place and driven into poverty. He expresses the responsibility that society has to provide for them compassionately. In his novel , Dickens puts forward that this materialistic, cruel society driven by industry can be reformed by becoming a more generous society that values the human life more than material wealth. As he proves with the character of Scrooge, it ultimately results in the joy and success of the society as a whole rather than the depression of the wealthy and the oppression of the poor. Eliot presents her Silas Marner and critiques industrialization similar to the ways in which Dickens opposes it with his novel. She is drawn to the pre-industrial values and attempts to prove that love of others is ultimately more rewarding than love of money. She does this through the character of Silas Marner, who becomes obsessed with the wealth he earns for his work and begins hoarding it, using it as little of it as possible. Just as Dickens does with his description of Scrooge, Eliot describes Marner using physical objects that are incapable of any feeling or emotion: Strangely Marners face and figure shrank and bent themselves into a constant mechanical relation to the objects of his life, so that he produced the same sort of impression as a handle or a crooked tube, which has no meaning standing apart. The prominent eyes that used to look trusting and dreamy, now looked as if they had been made to see only one kind of thing that was very small, like tiny grain, for which they hunted everywhere; and he was so withered and yellowà ¢Ã¢â€š ¬Ã‚ ¦ (Eliot 25) Here, Silas is described as looking like a handle or a crooked tube. It is difficult to imagine someones physique as looking like this and it therefore, shows how much he has let his body degrade because of his love for money. Silas also serves an indicator of industry in the rural village of Raveloe as his life is degraded to the status of a machine. His ability to see only one kind of thingà ¢Ã¢â€š ¬Ã‚ ¦for which they hunted everywhere shows that Silas can only see one thing in his life-money. His work and his wealth is the only thing that drives him in life. Although it is costing him his health and is prematurely aging him, he is blinded by industry to seeing anything but his profit. à ¢Ã¢â€š ¬Ã‚ ¦he had five bright guineas put into his hand; no man expected a share of them, and he loved no man that he should offer him a shareà ¢Ã¢â€š ¬Ã‚ ¦it was pleasant to him to feel them in his palm, and look at their bright faces, which were all his own: it was another element of life, like the weaving and the satisfaction of hungerà ¢Ã¢â€š ¬Ã‚ ¦ (Eliot 23) Silas sees his wealth as gratifying as satisfying his hunger. Comparing the accumulation of wealth to a necessity such as food shows that money is what his whole life is about and nothing, including his health, matters as much. This portrays the machine-like lifestyle that comes along with industrialization. Just as machines are only seen for the labour they produce and need nothing in return, some people such as Silas feel the same way as they dont care for their physical needs but only look to increase their material wealth. Eliot uses the characters Godfrey and Dunstan to portray the way in which industrialization and the greed for money can corrupt and break relationships. These two wealthy brothers use each other and others to take advantage of any selfish wish they can claim. Dustan blackmails and bribes Godfrey to accumulate more wealth from him for his own selfish love of gambling and drinking. Godfrey on the other hand, allows his first wife and daughter to suffer due to his ignorance and moral cowardice. Although they have more wealth than most in Raveloe could ever dream of, that craving for an infinite amount of wealth that comes with industrialization corrupts all the relationships these brothers have with others. Dunstan ends up dying without experiencing his saved wealth and Godfrey is left to live a life of regret as he is unable to have children with his second wife and unable to get back his real daughter Eppie. Eliot demonstrates that these relationships are more valuable than wealth but those that ignorant to it, end up losing the relationships. Silas is shown as choosing his relationship to Eppie over his loss of wealth. This however, brings about joy that wealth can never accomplish: Eh, my precious child, the blessing was mine. If you hadnt been sent to save me, I should ha gone to the grave in my misery. The money was taken away from me in time; and you see its been kept-kept till it was wanted for you. Its wonderful-our life is wonderful (Eliot 158). Silas dehumanized being is restored once Eppie enters his life and shows him what real happiness is. The gold had kept his thoughts in an ever-repeated circle, leading to nothing beyond itself; but Eppie was an object compacted of changes and hopes that forced his thoughts onwardà ¢Ã¢â€š ¬Ã‚ ¦The gold had asked that he should sit weaving longer and longer, deafened and blinded more and more to all things except the monotony of his loom and the repetition of his web; but Eppie called him away from his weaving, and made him think all its pauses a holiday, reawakening his senses with her fresh life, even to the old winter-flies that came crawling forth in the early spring sunshine, and warming him into joy because  she  had joy. (123) This passage demonstrates the never-ending pattern of industrialization. It pulls people into a cycle that forces them to go around and around without any real purpose or gain. As they follow this cyclical pattern, they allow the physical body and their emotions to deteriorate. They continue to be deafened and blinded to the destruction that industry is causing in their lives and community. Life becomes a dark place without any sunshine or the warmth of love, as people become immune and ignorant to such things unless they pull out of the cycle. Eppie, in this case, pulls Silas out of this never-ending cycle into the light, where he can see properly again. The sense of community portrayed in the rural Raveloe is completely opposite to the industrialized place where Silas is originally from. In Raveloes trade-based community, every person plays a vital role in the success of the village. However, Silas and Eppie return to Lantern Yard, he finds that his entire community has vanished and that a large factory has been placed where the chapel one was. This is very significant because the chapel is the place where all different types of people gathered as one community. This sense of community is destroyed by the power of industrialization and completely gets rid of all the tradition, memories, and values the place once held. Eliots Victorian readers would have understood what Eliot was trying to accomplish through her novel. As Victorian society was already experiencing the impacts of industry during the time of the novel, they may have looked upon Raveloe and its sense of community as the image of what they had lost. The industrial landscape that came into existence with the revolution was frightening, destructive, and dehumanizing; destroying all the memories of the better past. Both Dickens A Christmas Carol and Eliots Silas Marner present industrialization as the inevitable leader to the dehumanization of labour, as workers are reduced to nothing more than machines and the amount of money that their work is worth. By presenting these novels to Victorian society, these authors attempted to educate and make aware the tremendous negative effects industry was having on the poors welfare, the happiness of the wealthy, and community bonds as a whole. An interesting aspect of both novels is that children are used in the redemption process of both characters: Scrooge says, It is good to be children sometimesà ¢Ã¢â€š ¬Ã‚ ¦ in regards to their reaction to Christmas (Dickens 229). Silas states, But yet men are led away from threatening destruction: a hand is put into theirs, which leads them forth gently towards a calm and bright land, so that they look no more backward; and the hand may be a little childs (Eliot 128). This is significant because although children a re exposed to industrialization in a different way, they choose to love, build relationships, and uplift the human spirit by default. And so, both authors present the idea that it is better to be like them. By presenting the reformation of Scrooge and Silas, these authors attempt to demonstrate that restoration is possible if people are willing to get out of the cyclical pattern of industrialization and return to the pre-industrial values of society.

среда, 13 ноября 2019 г.

Wedding Speech from the Father of the Bride -- Wedding Toasts Roasts S

Wedding Speech from the Father of the Bride Thank you for that welcome, I haven’t had applause like that since Frank’s bachelor party in Angels lap dancing club! Ladies and Gentlemen, for those of you who don’t know me I’m Mike, Claire’s Dad and on behalf of my wife Angela and I, I would like to welcome you all here today to celebrate the marriage of our daughter Claire to Frank I would like to welcome Frank’s Mum, Margaret, partner Don, sister Helen and husband Simon as well as all our relatives and friends. I know a few have travelled considerable distances to be here. Thank you, its very much appreciated. At this point I would like to mention three important people who are not here today. Firstly Frank’s Dad who died a few years ago when Frank was a boy. Of course I never knew Dave but I have recently seen a photograph and could hardly believe it wasn’t a photo of Frank, they were so alike. I believe that’s where Frank gets his passion for fast cars and motor bikes from. I would also like to mention Claire’s Grandfather Les, who also passed away about ten years ago. Claire and Les shared the same birthday He doted on Claire and vice versa. And I would like to mention Doris, Claire’s grandmother, who died just a month ago, she was so looking forward to seeing Claire walking down the aisle today but unfortunately she succumbed to her illness. They are all here in spirit and I’m sure they are ... ... morning. At our silver wedding celebrations, we brought the box down from the loft, you know the one with the wedding album , order of service sheets etc. I also came across these (produce two L Plates) As I said I’m fully qualified now and I was going to throw them away, but then I thought I know who could do with these (give one each to the bride and groom.) Just before I close, ladies and gentlemen, some of you will know my own parents will celebrate their own Golden Wedding in February. My Mother was born Molly Robson and became a Bartle , now fifty years later it’s typical of Claire to address the inbalance. So ladies and Gentlemen would you please be upstanding†¦ the toast is Mr and Mrs Robson.

воскресенье, 10 ноября 2019 г.

A happy campus

A happy campus is an enjoyable and comfortable place to study. There are a lot of good and helpful facilities. It’s a green space for teachers and students to recreate. It also has some places for entertainment. A happy campus has a great number of good and helpful facilities. There are modern classrooms, excellent libraries and health centers. Modern classrooms have a lot of helpful equipment for teaching and studying such as computers and projectors.Besides these classrooms, excellent libraries also help students and teachers in searching and looking for information because they have a lot of kinds of books in many different subjects. Health centers take care of not only physical but also mental health such as giving advice for students who have a broad range of lifestyle issues, personal problems and need some special considerations. In addition, a happy campus is a green space with a lot of plants, trees, flowers and grasslands.It make the campus become a peaceful place fo r studying and teaching. Teachers and students can lay down, sit on grass, enjoy the fresh air and chat with each other after class. The green space also helps people reduce stress after working for a long day. It is a fantastic place to get balance in life back. The happy campus also has a lot of places for entertainment such as a sports area, a student bar and clubs. The sports area is the place that students can train sports to improve their health.Students also meet the others who have the same interested in sports. They also play their favorite sports, relax and participate in outside activities. The student bar is the place in which students can spend time meeting each other, talking about everything, and listening to music of some student bands. Besides that, students also join some clubs such as business club or soft skill club to improve personal skill and apply what they have learned into life.